FAMILY BUDGET ESTIMATOR

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Expenses1
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Total Monthly Expenses
Federal Taxes
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Monthly Tax Payments and Credits
Necessary Monthly Income
Household Hourly Wage11
Necessary Annual Income
Poverty Guidelines12
Income as percent of Poverty Guidelines

1. Where appropriate, monthly expenses were adjusted to 2007 dollars.
2. Source: 2007 Fair Market Rents, U.S. Department of Housing and Urban Development
3. Source: June 2006 Thrifty Food Plan, U.S. Department of Agriculture
4. Source: 2005 Texas Child Care Market Rate Survey, Texas Workforce Commission
5. Source: 2007 Full-time Employees Premium Rates, Texas Employees Retirement System
6. Source: 2004 Medical Expenditure Survey, Agency for Healthcare Research and Quality, U.S. Department of Health and Human Services
7. Source: 2001-2002 National Household Travel Survey, U.S. Bureau of Transportation Statistics; 2007 Internal Revenue Service Mileage Reimbursement
8. Source: 2004-2005 Consumer Expenditure Survey, U.S. Bureau of Labor Statistics
9. Credits are represented in parentheses.
10. When eligible, tax credits are only received on an annual basis when filing a federal tax return. For illustrative purposes, we calculated tax credits as part of the monthly expenses.
11. Represents the necessary combined hourly wages of all workers in household
12. 2007 Poverty Guidelines, U.S. Department of Health and Human Services